About

Having graduated from the University of Indonesia Faculty of Economics, and thereafter earning his MBA from the Rotterdam School of Management at Erasmus University, Adrian started his career as a Management Trainee at Citibank, before proceeding to manage Islamic Finance at Standard Chartered, Saadiq, Dubai, UAE. He moved back to Indonesia to lead as Head of the Sharia Division at Bank Permata, and finally prior to his present role, he served as Director for Retail Banking at Bank Muamalat (pioneer for sharia banking in Indonesia). 

Throughout the past 20 years in both local and international banking, Adrian has been busy building business models for banking companies within the conventional sphere in areas such as sharia finance and SME platforms, as well as in microfinance and e-banking in the retail sector. His experience working in a variety of leading financial institutions made Adrian saw in firsthand how the difficulties faced by Indonesian people to gain access to finance, especially in this case for SMEs. Departing from this, Adrian implemented the idea to build a digital platform that can connect Borrowers with Lenders, hence Investree?s story was begun.

Investree has grown into the leading and largest SME marketplace lending platform in Indonesia, to date the company has facilitated almost IDR 3 Trillion of SME loans, around 5100 loans and has been able to maintain a healthy portfolio with delinquencies around 0.2%. Apart from starting up and growing Investree into a leading fintech marketplace lending in Indonesia, Adrian has played a significant role in pioneering and developing the fintech industry in Indonesia. In the beginning of 2016 during the early years, Adrian has been active as vice-chairman of the Indonesian Fintech Association (AFTECH), together with OJK set-up the industry framework for fintech lending. This contribution has led to Adrian?s appointment as Chairman of the Indonesian Fintech Lending Association (AFPI) which has been mandated by OJK as the official association for fintech lending in Indonesia. Its role to grow the industry and its awareness, conduct market discipline and ensure that the code of conduct is being followed by its members.

For his continuous efforts to build the fintech lending industry in order to help grow SMEs and his consistent vision to improve financial inclusion in Indonesia resulted in Adrian being awarded the ?National Financial Millennial Role Model? by Financial Services Authority (OJK) in 2019, ?2019 Endeavor Entrepreneur of the Year? by Endeavor Indonesia, and became an inspiring finalist of EY Entrepreneur of the Year 2019 (EOY) Indonesia. Following receiving honor as "Endeavor Entrepreneur Indonesia" in London, Adrian also received accolades for his leadership in 2017 for "Best Fintech Danamon Entrepreneur Award 2017", in 2018 as Indonesian Financial Figures from Investor Magazine and the latest was "SME100 Awards: 2019 Fast Moving Companies".